Terms of Use

Agreement to Terms

By accessing and using the branch-caribou website (branch-caribou.com), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

Use of Website

Permission is granted to temporarily access the materials on branch-caribou's website for personal, non-commercial transitory viewing only. This is the grant of a licence, not a transfer of title, and under this licence you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to decompile or reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or mirror the materials on any other server

This licence shall automatically terminate if you violate any of these restrictions and may be terminated by branch-caribou at any time.

Nature of Services

branch-caribou provides financial education and general guidance services. The information provided through our website and services is intended for educational and informational purposes only. It does not constitute:

• Personalised financial advice
• Investment advice or recommendations
• Tax advice
• Legal advice
• Accounting services

You should always seek advice from appropriately qualified professionals before making significant financial decisions.

Disclaimer

The materials on branch-caribou's website are provided on an "as is" basis. branch-caribou makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, branch-caribou does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

Limitations

In no event shall branch-caribou or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on branch-caribou's website, even if branch-caribou or an authorised representative has been notified orally or in writing of the possibility of such damage.

Accuracy of Materials

The materials appearing on branch-caribou's website could include technical, typographical, or photographic errors. branch-caribou does not warrant that any of the materials on its website are accurate, complete, or current. branch-caribou may make changes to the materials contained on its website at any time without notice. However, branch-caribou does not make any commitment to update the materials.

Links

branch-caribou has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by branch-caribou of the site. Use of any such linked website is at the user's own risk.

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of branch-caribou or its content suppliers and is protected by United Kingdom and international copyright laws. The compilation of all content on this site is the exclusive property of branch-caribou.

User Conduct

When using our website, you agree not to:

• Use the website in any way that violates any applicable law or regulation
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the website
• Use the website in any manner that could disable, overburden, damage, or impair the site
• Use any robot, spider, or other automatic device to access the website
• Introduce any viruses, trojan horses, worms, or other material that is malicious or technologically harmful
• Attempt to gain unauthorised access to any portion of the website or any systems or networks connected to the website

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Scotland and the United Kingdom, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

Modifications

branch-caribou may revise these Terms of Use at any time without notice. By using this website, you are agreeing to be bound by the then current version of these Terms of Use. We encourage you to periodically review this page for the latest information.

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms of Use unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.

Contact Information

If you have any questions about these Terms of Use, please contact us:

branch-caribou
142 St Vincent Street
Glasgow G2 5LA
United Kingdom

Email: [email protected]